Privacy Policy
FinanceMirror is an AI-powered personal finance analysis service that helps users understand their spending, monitor their financial situation, and receive AI-powered insights and recommendations.
Who We Are
FinanceMirror is an AI-powered personal finance analysis service that helps users understand their spending, monitor their financial situation, and receive AI-powered insights and recommendations.
What Information We Collect
Account information
When you create an account, we collect your email address and password. Passwords are not stored in plain text and are protected using password hashing.
- Email address
- Password (hashed)
Financial information
FinanceMirror collects financial information that you voluntarily enter into the service, such as your monthly income, currency, balance changes, expenses, expense categories, dates, amounts and descriptions.
- Monthly salary / income
- Currency
- Balance replenishments
- Expenses
- Expense date
- Expense amount
- Expense category
- Expense description
FinanceMirror does not require access to your bank account or payment card to provide its core functionality.
Usage / technical data
- Device and browser information
- IP address
- Log data and timestamps
- Authentication tokens
Support communications
If you contact us for support, we collect the information you provide in your message, including your email address and the content of your request.
How We Use Your Information
- AccountTo create and manage your account.
- AnalyticsTo calculate your balance, spending rate, recommended daily spending limit and other financial statistics.
- ReportsTo generate automatic financial reports based on your recorded transactions.
- AITo provide AI-powered analysis, identify spending patterns and provide suggestions based on the information you provide.
- SecurityTo verify accounts, prevent abuse, recover accounts and protect the service.
- Payments / subscriptionTo process subscription payments and manage your billing status.
AI & Your Financial Data
When you request an AI-powered analysis or report, information related to your financial activity may be processed by our AI service provider to generate the requested response.
We do not use your financial information to train our own AI models.
How We Store and Protect Your Data
We take reasonable technical and organizational measures to protect your personal information against unauthorized access, loss, misuse or disclosure.
- HTTPS encryption in transit
- Password hashing
- Authentication tokens
- Access controls
- Database security
Our authentication flow uses hashed passwords, verification tokens and password recovery tokens rather than storing credentials in plain text.
Third-Party Services
We use third-party service providers to operate FinanceMirror, including hosting, database infrastructure and AI processing providers.
| Provider | Purpose |
|---|---|
| Vercel | Frontend hosting |
| Railway | Backend / infrastructure |
| Neon | Database infrastructure |
| OpenRouter | AI processing |
Data Retention
We retain your account information and financial data for as long as your account remains active.
When you delete your account, we will delete or anonymize your personal information within a reasonable period, except where retention is required by law or necessary for legitimate security purposes.
Your Rights
You may have the right to:
- Access your personal information
- Correct inaccurate information
- Request deletion
- Restrict processing
- Object to certain processing
- Request a copy of your information
Children's Privacy
FinanceMirror is not intended for children under the minimum age required to use online services in their jurisdiction.
Changes to This Policy
We may update this Privacy Policy from time to time. When we make changes, we will update the "Last updated" date at the top of this page.